Personal

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I am 28 years old. I have no credit card debt. I have $18,000 in a high yield savings account (5%). I have $2200 in Mutual Funds (made 12% so far YTD). I have $12,500 in my 401K. I own a house in Texas that I currently rent out. The rent pays for the mortgage. I rent in California and cannot buy as I am here only for a short period of time. I save approximately $1500 to $2000 a month. Where should I put this money? More mutual funds, high yeild savings, 401K, IRA or other? Do I have too much money in the high yield savings account? I am willing to take an above average amount of risk but nothing on the crazy risky side! Need some financial guidance world…please help! I know I’m not doing too bad, but I know I could be on my way to financial freedom in the future with some right guidance. Thanks!

Suggested Reading:

The Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsThe Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsHiring financial help is a task that many otherwise savvy people approach the wrong way, opting to go on recommendations from family and friends, ch... Read More >
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My sister has a free financial app. thru her credit union. It is Quicken Finance works. I really need a free financial application to help budget. I am also looking for a new bank. What is the best app. out there to help me? Also are there banks/credit unions in the Rochester area that have good track records and also provide free financial tracking apps. such as Quicken? SERIOUS REPLIES ONLY THANK YOU

Suggested Reading:

How to Be a Financial Goddess (Help Yourself)How to Be a Financial Goddess (Help Yourself)Smita Talati aims to give women the confidence to make their money work, and takes them through the necessary steps to give their finances a comple... Read More >
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I have a BS in Business Administration, and now I’m enrolled in a Financial Planning professional development program, for which I will receive a certificate. Where do I start looking for a job to get experience if I haven’t received the certificate yet? Where should I look for work with no financial planning experience?

Suggested Reading:

A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial HealthA Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial HealthPaying bills with credit cards? Cringing every time the phone rings? Avoiding a stack of mail from your credit card company? Have you given up hope th... Read More >
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I was invited by Lead America to be apart of their summer program. I chose the Ambassadors Abroad program which costs roughly 6,000 dollars minimum. I’m not quite sure how to ask for donations or fundraise for a personal cause. Is it unlikely to do this because it’s not a specific group or organization that I’m fundraising for? Please help. All suggestions are welcome.

Suggested Reading:

Donating: Webster's Timeline History, 480 - 2007Donating: Webster's Timeline History, 480 - 2007Webster's bibliographic and event-based timelines are comprehensive in scope, covering virtually all topics, geographic locations and people. They do ... Read More >
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What are the factors need to consider to start financial planning?
What are percentage ratings of each factors for monthly personal financial budget?

Suggested Reading:

The Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsThe Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsHiring financial help is a task that many otherwise savvy people approach the wrong way, opting to go on recommendations from family and friends, ch... Read More >
3

Personal information like names and address. Simply put, how to be completely anonymous and still receive donations.

Suggested Reading:

GSA Fleet: Information on the Effect of Donating Cars to YouthBuild USA and Potential Benefits to Rural Youthbuild Participants.: An article from: General Accounting Office Reports & TestimonyThis digital document is an article from General Accounting Office Reports & Testimony, published by Thomson Gale on January 1, 2007. The length of th... Read More >
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People need financial planning at every stage of their lives, whether it be debt reduction, buying a house or a car, marriage, divorce, and the biggest concern of most working people
—retirement. Why don’t more people realize that the financial decisions they make today have a direct effect on the life they will be able to afford tomorrow?

Suggested Reading:

The Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsThe Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate AgentsHiring financial help is a task that many otherwise savvy people approach the wrong way, opting to go on recommendations from family and friends, ch... Read More >
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I am part of a club at my school that puts on a big charity event every year that buses in homeless and impoverished people from around the city for a holiday celebration. We provide a holiday meal, toys for the children, lightly used clothes, and a baggie of personal toiletries. I am in charge of getting donations of items, but due to the economic crisis I am having severe difficulties getting enough for the 2,000 people who are supposed to show. Any ideas?

Suggested Reading:

The ins and outs of donating blood.(Lifestyle Corner): An article from: National Women's Health ReportThis digital document is an article from National Women's Health Report, published by National Women's Health Resource Center on December 1, 2003. The... Read More >
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